Independent Mortgage Advisor
An independent mortgage advisor is there to offer mortgage advice and help you through your mortgage options. An independent mortgage advisor is not someone who works for a mortgage company or bank, but they will work independently to help you find the right mortgage deal. They’ll have a wide range of knowledge on the mortgage industry and access to the whole market. With their help you can get the best deal to suit your personal circumstances.
How receiving advice of an independent mortgage advisor could benefit you
A lot of people think that they could get a better Mortgage deal by going directly to a bank, however, a broker can actually save you more money. Using an independent mortgage advisor is more likely to secure you a better mortgage deal because they have access to the whole market. Here are some benefits of using our independent mortgage advisors at Suttons IFA:
- Work out your affordability, by asking you about your personal circumstances and finances.
- Time & money saving.
- They’re unbiased as they don’t work for a mortgage company, therefore they are dedicated to helping you to find the best deal.
- Provides expert advice and guidance throughout the whole process.
- There to answer any questions or concerns you may have.
- Deals with the lender on your behalf, handling any problems that may arise.
Different types of mortgage advisors
Tied mortgage advisors: A tied mortgage advisor is usually employed directly by a mortgage company or a bank, a tied mortgage advisor is often limited to being tied to only one single lender.
Multi-tied advisor: A multi-tied advisor is someone who is able to recommend products from a limited number of providers, as they can be tied to several different lenders.
Independent mortgage advisor: Sources mortgages for the whole of the available market, not just one direct lender.
Using Suttons Independent Mortgage Advisors
Suttons IFA is a leading financial advice firm in Sale, South Manchester. We have a large team of expert, highly qualified financial advisors. We are an independently owned firm specialising in the provision of face-to-face financial advice to individuals, their families, business owners and trustees across the country.
At Suttons, we believe quality financial advice makes your life easier and better. Our team of independent mortgage advisors are committed to providing you with the highest standard of advice.
Please feel free to get in touch with a member of our financial advisory team to arrange a free, no obligation discussion either face to face or over the phone.