Skip to main content

Financial Planning

Do you look at your finances with a sense of dread or excitement? We believe financial planning becomes truly invigorating when you know where you stand, what your goals are for the years ahead, and what your plan is to get you there. Whether you need help growing your wealth, pension advice, mortgage or tax planning, our team is here to assist.

Financial planning is a good way to manage your money long-term, financial planning helps to organise your finances in a way that suits you best. A financial plan can be created around any life goals that you aim to achieve, it can also be used to try and resolve any financial issues you might have. The term financial planning encompasses the management of all your finances and can be tailored accordingly to match your future goals and plans. 

How might financial planning help you

Financial planning can help in a variety of ways, such as by securing finances. If you have a strong financial plan in place, it will help you manage your finances better, giving you a clear map of your finances so that you make choices about any long-term and short-term goals you may have. Financial planning is a useful way to put your mind at ease about any financial concerns. It can also be used to keep focused on your finances and can help reduce any worries you may face when it comes to your money. 

Why is financial planning important?

Planning your finances is important as it can help to deal with unexpected, ever changing circumstances better. What’s more, financial planning provides you with a financial safety net should you need it. It is also useful if you want to save for the future whilst preparing you to deal with external issues such as inflation. 

What steps are included within the financial planning process?

  1. Identifying any future goals 
  2. Considering how much money you have to spend each month
  3. Ways in which you can reduce any debt
  4. Thinking about any risk you may face 
  5. Choosing which financial products you may want to to use to help achieve your goals
  6. Plan for any contingencies 
  7. Consider tax implications 

Financial planning preparation 

The best way to prepare a financial plan is to note down your current finances, and any goal you aim to achieve. A financial advisor like Suttons IFA may be the best solution to help with complex financial plans, or if you want to gain a better understanding of your finances. There are many benefits of using an advisor, they are able to give their expert advice and help with any difficulties. 

What can I expect from a Suttons financial advisor?

Suttons IFA is a leading independent financial advisory and wealth management firm based in Sale, Manchester. We believe that financial planning does not have to be daunting when done correctly, which is why we have a team of experts dedicated to providing expert guidance tailored to suit your wants and needs.

You will be provided with the help and guidance of your own personal advisor to make the right decisions in terms of your finances, they will advise you on how you can manage your money and how you can achieve any goals. A financial advisor is there to help you create a personal plan, giving advice on how you can budget and improve your spending. Making sure that you are maximising all assets, so that you are prepared for any future financial situations. Taking into consideration your visions, and make a clear plan to help you achieve these. 

If you would like to know more about financial planning or wish to discuss your own financial goals and strategy with us, then we’d be delighted to hear from you.

Please get in touch using the details below, to arrange a free, no-commitment financial consultation with a member of our team:

T: 0161 969 1703