Mortgages

Dear All, Following on from the October article relating to mortgage holidays, I wanted to provide you with a brief update as we prepare to enter a second lock down. The Financial…

There have been some fairly sensationalist headlines recently such as “Mortgage ticking timebomb warning”, “The end of low rate mortgages” and “Lender crackdown on high loan to value deals” The housing market…

Stamp Duty changes and the current housing market After a strong start to 2020 the housing market was severely impacted, in mid-March, by the coronavirus pandemic. The demand was still there, however…

What you need to know and what it will mean if you need to extend the scheme. Mortgage lenders will continue to offer mortgage payment holidays to some financially vulnerable customers after…

Interest-only mortgages have fallen out of favour in the last ten years, following the credit crunch and the introduction of more responsible lending practices. It used to be fairly common to take…

Property continues to be a favoured asset class amongst individual investors. Owning a property offers a sense of control, and is far easier to understand than emerging market equities, technology stocks and…

There are many reasons why you make the decision to remortgage your house. These can include; swapping to a lower rate product, releasing equity for investment, a one-off purchase, or making improvements…

Are you outgrowing your current home? Perhaps the kids are getting older and you would like more space. Or perhaps you need an extra room for a home business or hobby. The…

You might be very happy with your house, but are you happy with your mortgage? It is possible that you have a good deal, but for others, it might be that you…